E-Commerce and General Capabilities

The LinkPoint® API solution includes the following capabilities:

Features

Advantages

   
One-time Integration Changing card association rules are tracked and incorporated. Merchants are notified of updates. Helps keep Web site maintenance to a minimum.
Uses 128-bit SSL (Secure Sockets Layer) security This highest level of encryption protects sensitive merchant and consumer information
Accepts purchase cards/ commercial and business cards –Level II data requirements Supports business-to-business payments
Tax calculator Automatically calculates sales tax according to merchant-defined tax rates
Shipping calculator Automatically calculates shipping charges according to merchant-defined shipping rules
Electronic Softgoods Download (ESD) module - Allows automated download of purchased files such as music, software, images, etc.
- Ensures customer gets complete download.
- Each customer is given a unique, temporary Web address for download. The URL is deleted after successful download to protect against unauthorized downloads.
Items and Options feature Allows merchants to set up product catalogs for their e-commerce Web sites. Options allow merchants to specify color, size, etc. for any item.
Supports recurring billing Good for membership fees, subscriptions, monthly charges, and installment payments.
E-mail receipt for each transaction Automatic e-mail receipts reduce merchant workload
E-mail receipts are customizable Merchant personalized receipts help consumers remember purchases, and can help reduce chargebacks
Reliable payment service is available 24/7 Customers can order from merchant Web site anytime.
On all customer receipts, credit card number displays only the last 4 digits and the expiration date is suppressed entirely. Ensures compliance with state laws and card association regulations.

 

Third Party Shopping Cart Compatibility

Features

Advantages

   
Integrated with many popular 3rd-party shopping cart programs. Shopping cart functionality available with minimum integration effort
Shopping cart integration is tested and certified by professional software engineers - Pre-tested reliability
- Reduces potential for integration problems

 

Custom Commerce

Features

Advantages

   
Programmers can integrate the LinkPoint® API payment service with existing POS, IVR, or other nontraditional
business systems.
- Gives merchants flexibility
- Improve workflow in current systems
- Merchants can build their own custom payment systems
Electronic commerce indicator to identify
retail and MO/TO payments (in addition to
e-commerce)
- Applies to any type of merchant, any type of business
- Meets each merchant’s specific business needs
- Assures transactions are properly identified by business type
- Helps merchants qualify for lowest discount rates

 

Fraud Prevention

Features

Advantages

   
Supports Address Verification Service (AVS), Retail AVS, CVV2, CVC2, and Discover CID - Helps reduce fraud
- Visa / Mastercard / Discover compliance for the lowest  discount rates.
Merchant-configurable fraud prevention lets merchants block names, specific credit card numbers, IP addresses, or domain names. Merchants can set maximum purchase limits and lockout times as well. - Crucial preventive measures helps merchants prevent repeated fraud
- Included with every account