|
Features
|
Advantages
|
| |
|
| Simple
integration—merchants simply add hypertext markup language
(HTML) tags to their order forms |
- Short Web site
integration time
- Minimal programming expertise required |
| Uses 128-bit SSL (Secure Socket Layer)
security |
This highest level of encryption protects
sensitive merchant and consumer information |
| Accepts purchase cards/
commercial and business cards –Level II data requirements |
Supports
business-to-business payments |
| No secure Web server required. All sensitive
customer information can be collected on the LinkPoint®
Secure Payment Gateway. |
- Keeps merchant expenses and hassles to a
minimum
- No digital certificate required |
| Supports recurring billing |
- Good for membership
fees, subscriptions, monthly charges, and payments in
installments
- Saves hassles re-entering cardholder and transaction data
- Reduces chances for data entry errors |
| E-mail receipt for each transaction |
Automatic e-mail receipts reduce merchant
workload |
| E-mail receipts are
customizable |
- Merchant personalized
receipts help consumers remember purchases, and can help
reduce chargebacks
- Printable receipts can include header, footer and return
policy |
| Reliable payment service is available 24/7 |
Customers can order from merchant Web site
anytime. |
LinkPoint® VirtualCheck™
powered by TeleCheck®
(Account must be enabled for the VirtualCheck™ service.) |
- Process check payments
via the Internet
- Allows merchants to offer an alternative payment option
- Real-time risk component gives immediate declines for
high-risk transactions
- Simple user interface is just like writing a real check. |
|
Features
|
Advantages
|
| |
|
| Supports Address
Verification Service (AVS), Retail AVS, CVV2, CVC2, and
Discover CID |
- Helps reduce fraud
- Meets Visa / Mastercard / Discover compliance for the
lowest rates. |
Merchant-configurable fraud prevention lets
merchants block names, specific credit card numbers, IP
addresses, or domain names. Merchants can set maximum
purchase limits
and lockout times as well. |
- Crucial preventive measures helps give
merchants control in preventing repeated fraud
- Included with every LinkPoint® Connect account |
Verified by Visa /
MasterCard SecureCode
Similar to PIN-based debit, the consumer inputs a
password at the point of sale. The consumer’s PIN is
authenticated in real time by the card-issuing bank. |
- Helps prove that the
person making the purchase is the true cardholder
- Provides additional chargeback protection for the merchant |